SBA Loan Valuation
At Acclimation Group we specialize in providing SBA-compliant business valuations with a focus on accuracy, speed, and professional service
Acclimation Group is a “Qualified Source” accredited through the National Association of Certified Valuation Analysts (NACVA)
Full business valuation services tailored for SBA 7(a) and 504 loans.
3 Valuation methodologies: Market, Income, and Asset-based approaches
Valuations for transactions involving significant goodwill or close relationships between buyers and sellers
Expertise in assessing and allocating goodwill for SBA loans
Guidance on preparing SBA-compliant financial documentation
According to the SBA, whenever a loan is higher than $250,000 or when there is a “close buyer-seller relationship” the SBA require a business valuation by an independent Qualified Source. (SBA SOP 50 10 7.1)
Qualified Source definition from SBA SOP
Qualified Source: (With respect to business valuations) 7(a): A “qualified source” is an individual who is accredited by one of the following recognized organizations and is independent of the loan production function, not involved in the approval of the transaction, and must not have the appearance of a conflict of interest:
- Accredited Senior Appraiser (ASA) accredited through the American Society of Appraisers;
- Certified Business Appraiser (CBA) accredited through the Institute of Business Appraisers
- Accredited in Business Valuation (ABV) accredited through the American Institute of Certified Public Accountants
- Certified Valuation Analyst (CVA) accredited through the National Association of Certified Valuation Analysts;
- Business Certified Appraiser (BCA) accredited through the International Society of Business Appraisers
Acclimation Group
Our Process
Step-by-Step Approach
- Initial consultation
- Document collection
- Financial analysis
- Delivery of a SBA-compliant business valuation report.
Turnaround Time
- Standard: 7–10 business days
- Expedited option available tailored to your timeline, reach out for more details.